INVRAJAT FINANCIAL SERVICES PRIVATE LIMITED

  People often hear about the power of compounding, but many don't fully understand its impact on wealth creation. This is where the best mutual fund services in Kolkata come to the rescue. With the right guidance, investors can leverage compounding to grow their investments significantly over time. How Does Compounding Work? The basic idea behind compounding is reinvestment. When you invest in a mutual fund, the returns you earn are reinvested to generate more returns in the future. This creates a cycle of growth, where your initial investment continues to multiply over time. Let’s look at a simple example: ● Suppose you invest ₹10,000 in a mutual fund that gives a return of 10% per year. ● In the first year, you earn ₹1,000 in returns, bringing your total to ₹11,000. ● In the second year, you earn 10% on ₹11,000, which is ₹1,100. ● Now, your total investment is ₹12,100, and the cycle continues. Each year, the returns earned are added to the principal, allowing you to ear

  For many investors, mutual funds are a popular choice due to their potential for growth and diversification. However, one aspect that often confuses people is the tax implications associated with the gains from these investments. Specifically, understanding the difference between Short-Term Capital Gains (STCG) and Long-Term Capital Gains (LTCG) is crucial for effective financial planning. This article will clarify these concepts and explain the recent changes in tax rates as introduced in Budget 2024. What Are Capital Gains? Before diving into the differences, it's important to understand what capital gains are. Capital gains refer to the profit you make when you sell your mutual fund units at a price higher than the purchase price. Depending on the holding period—the length of time you keep the investment before selling—these gains are categorized as either short-term or long-term. If you wish to make the best mutual fund investments in Kolkata , reach out to experts. Sho

  We carefully plan every detail for our families—birthday gifts, vacations, education. But have you ever considered what will happen to them if you’re no longer around? Life insurance can provide a crucial safety net for your loved ones during challenging times.  What is Life Insurance? Think of Life insurance as a contract between an insurance company and you. You pay regular premiums, and in return, the company promises to provide a lump sum payment, known as the death benefit, to your beneficiaries in the event of your death. If you wish to get the  best life insurance plans in Kolkata ,  reach out to experts. Benefits of Life Insurance for Your Family Financial Security:  Life insurance ensures that your family has financial support if you’re not there to provide for them. This can cover daily living expenses, mortgage payments, and other financial obligations. Debt Coverage:  It helps settle any outstanding debts you may leave behind, such as loans or credit card balances, preven

People often hesitate to invest because they fear losing money. But what they overlook is, that investing within your ability to take risks can give them reliable returns. This is why investors need risk profiling. What is Risk Profiling? Risk profiling is a process that helps determine how much risk you can handle when investing. It looks at three main areas: Risk Tolerance : This is how comfortable you are with taking risks. It's about your mindset and how you react to changes in the market. Risk Capacity : This is about your financial ability to take risks. It considers your income, expenses, financial goals, and how long you plan to invest. Risk Requirement : This is the level of risk needed to achieve your financial goals. It helps you understand how much risk you need to take to get the returns you want. If you wish to know yours, reach out to the  best mutual fund distributor in Kolkata . How Does Risk Profiling Work? Questionnaire : The process starts with a questionnaire.

To choose the   best health insurance policy in Kolkata  for a family, consider coverage for all family members, sum insured, network hospitals, and claim settlement ratio. Assess policies for maternity benefits, critical illness coverage, & other features.For more information, visit  https://www.invrajatfinserve.com/general-insurance-agent-in-kolkata.php

Investing can be a great way to grow your money over time. If you’ve been exploring the world of investments, you might have heard about something called derivatives trading. But what exactly is derivatives trading, and how can it benefit you? Let’s dive into this topic and see why we might be the best choice for you if you’re looking for a   derivatives trading broker in Kolkata . Understanding Derivatives Trading Derivatives are financial contracts whose value is derived from the performance of an underlying asset. This asset could be stocks, bonds, commodities, currencies, interest rates, or market indexes. The main types of derivatives include futures, options, forwards, and swaps. Futures Contracts : These are agreements to buy or sell an asset at a future date for a price that is agreed upon today. Options Contracts : These give the buyer the right, but not the obligation, to buy or sell an asset at a set price before a certain date. Forwards Contracts : These are similar to futu